Lines of credit, equipment loans, commercial mortgages, and working capital for Canadian small business owners. Approvals in as little as 24–72 hours.
Tell us about your business — we'll find the right financing option.
Prefer WhatsApp? Message us directlyYou are not alone. We hear these stories every day from business owners across British Columbia and Canada.
You have a real, profitable business — but the bank wants 3 years of audited financials, a perfect credit score, and collateral you don't have. Their criteria weren't built for businesses like yours.
A contract just came in. Equipment needs replacing. Payroll is due. Opportunities don't wait for bank approval timelines. Our B lender network funds in 24–72 hours.
The lending landscape is confusing — LOC, term loans, factoring, equipment financing, private lending. We assess your situation and match you to the right product at the right cost.
From your first line of credit to a commercial mortgage on your next property — we broker the right financing for where your business is right now.
Flexible working capital — draw what you need, pay interest only on what you use. Perfect for managing cash flow, covering payroll, or seizing a time-sensitive opportunity.
$5K – $800K · A & B Lenders · 24–72 hr approvalsFinance trucks, commercial kitchen equipment, medical devices, construction machinery, and technology — with the asset itself as collateral. Higher approval rates, even with weaker credit.
$25K – $500K · Asset-secured · Trucking, construction, restaurantsUnlock cash tied up in unpaid invoices. Stop waiting 60–90 days for your customers to pay — get up to 90% of your receivables within 24 hours.
Up to 90% advance · Recurring facility · Construction & staffingBuying a strip mall, retail unit, office building, or industrial property? We broker commercial mortgages with competitive rates for investors and owner-operators.
$500K – $5M+ · Strip malls · Retail · Office · IndustrialNot ready for financing yet? We work with you over 6–12 months to build a credit profile that qualifies you for A lender rates — saving thousands in interest every year.
Monthly retainer · Equifax Business · Dun & Bradstreet · A lender readyBuying an existing business, wellness store, franchise, or commercial property anywhere in Canada? We structure the financing package that gets the deal done.
Acquisition financing · Canada-wide · BDC & private lender structuresNot every business qualifies for a bank. Not every business needs to. Here is the honest difference.
Chartered banks and credit unions offer the lowest interest rates — but they have strict qualification requirements. If your business has strong financials, solid credit, and 2+ years of history, this is where you want to be.
Alternative lenders approve businesses that banks decline — faster, with less documentation, and more flexible criteria. The trade-off is a higher interest rate. For businesses that need capital now, it is often the right call.
Not sure which you qualify for? Book a free consultation and we'll assess your profile and recommend the right path.
Rattan Babraa
Principal · Business Financing Specialist
We understand what business owners actually need — capital that works for your business, explained clearly, without the runaround.
CommercialLink was built to serve Canadian small business owners who feel underserved by the traditional banking system. Whether you have been declined by your bank, need capital quickly, or simply want to understand your options — we guide you from first conversation to funded.
We work with businesses at every stage — from a restaurant needing $50,000 in working capital to a construction firm seeking $500,000 in equipment financing. If your business generates revenue and needs capital to grow, we want to hear from you.
Book a Free Consultation →No complex process. No confusing jargon. Just a clear path from application to funded.
Tell us about your business, what you need, and when you need it. We assess your profile — no credit check at this stage.
We identify which lenders — A or B — are the right fit for your situation and prepare your application package.
We submit to the right lenders and manage the process. B lenders respond in 24–72 hours. We keep you informed at every step.
Capital lands in your business account. You pay us only when you are successfully funded — no upfront fees, ever.
From Metro Vancouver to Calgary, Toronto and beyond — we work with small business owners across all Canadian provinces.
Specialising in Metro Vancouver's South Asian business community — Surrey, Burnaby, Richmond, Abbotsford, and North Vancouver. We understand the unique challenges and opportunities of immigrant-owned and family-operated businesses in BC's most dynamic communities.
CommercialLink serves business owners across all of Canada — from Calgary and Edmonton to Toronto, Ottawa, and Halifax. Wherever your business operates, we access our network of A and B lenders to find the right capital solution for you.
Free consultation. No obligation. No upfront fees.
We only succeed when you get funded.